Car Accessories Finance

Car Accessories Finance

Get the Car Gadgets and Accessories that you want, and spread the cost!

Kitting out your car with the latest gadgets from Stereos and Speaker Systems to GPS and Handsfree Kits is something that we all love to do! We realise that decent kit generally comes with a decent price, that's why we partnered up with Klarna to bring you Pay Monthly Car Accessories & Gadgets! You can buy the kit you need (want!), and pay for it while you use it. Applying to buy Car Gadgets on finance is all done online: The answers are instant, and in cases like 'Klarna Pay Later', there isn't even a full credit search involved!


Even if you aren't looking to spread the cost over many months, why not make use of our 'Pay Later' option... Buy all of the kit that you want to have a closer look at, choose Pay Later in the basket, and we'll deliver the goods to your door. You can then return what you don't like and just pay for what you keep. Simple!

Car Accessories Finance Options

Pay Later in 30 days

  • Turn your sitting room into a car gadget showroom.
  • No fees or interest, only pay for what you keep.
  • Soft search doesn't impact credit rating

Pay later in 3 instalments

  • Pay in 3 interest free instalments.
  • No fee or interest, Only pay for what you keep.
  • Soft search doesn't impact credit rating
  • "Slice It" Finance

  • Pay in 6 - 48 months
  • From 0% APR to 9.9% APR
  • Traditional Finance Agreement
  • How it works

    • Add Items to Basket

      Add the items you'd like to buy to your basket.

    • Proceed to the checkout

      Select your desired finance option, see below for details.

    • Fill in a few details

      We just need a little info to be able to process your loan.

    • Your order arrives

      We'll deliver your goods via your chosen delivery method.


    Motocross Hut Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN 839680) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Bank AB (publ)]. Please note that the following products are not regulated by the FCA: Pay in 30 days and Pay in 3 instalments. Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.

     

    Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

     

    Representative Example

    Cash/Purchase Price £1,000.00
    Deposit £100
    The total amount of credit £900
    Rate if Interest 5.9% p.a (fixed)
    Interest £53.10
    Duration of Agreement 24 Months
    Monthly Payments £39.71
    Total Amount Payable £1,053.10
    The Representative APR 5.9% APR Representative

     

    Risk Warning: Late or missing repayments may have serious consequences for you and cause you serious money problems. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

     

    Pay Later in 30 Days FAQ's

    Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
    Once your order is confirmed, you'll receive an email with payment instructions from Klarna, usually within 2 days. You then have 30 days to inspect your order, perhaps try on the garments for fit, and only pay when you're happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at www.klarna.com/uk
    To use Pay later you must be at least 18. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. When choosing Pay later, our assessment will not affect your credit rating.
    Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
    If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.
    Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Motocross Hut LTD (t/a Motohut.co.uk) run credit searches against you that could impact your credit rating.
    Although Pay later is widely promoted it is not always universally available. The Pay later method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Alternatively, you are able to complete your order by paying by credit/debit card or PayPal at the checkout.
    If you want to make a purchase with Klarna you need to provide your name, address and email address. For some orders you may need to provide your mobile number or date of birth, too. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise you will not receive the payment information.
    You can pay for your order at any point after you receive the email from Klarna with the details of your payment on. Just follow the instructions on this email to pay for your order.
    If you pay by card, Motocross Hut LTD (t/a Motohut.co.uk) will confirm your order right away. If paying by Pay later, Klarna will send you a payment confirmation to the email address that you have used for your order. If you have made a payment but not received the payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com.
    Once Motocross Hut LTD (t/a Motohut.co.uk) has received the return (partial or full) and you have received their confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.
    As soon as the store has registered your cancellation or your return, the refund will be processed within 5 business days.
    If you have paid for your order with card, the refund will be made back to the same card. If you have not paid the statement yet, then the refund will reduce the statement or cancel it completely.
     

    Pay Later in 3 instalments FAQs

    Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
    Pay Later in 3 will allow you to spread the cost of your purchase over 3 equal payments. The payment for each payment will automatically be collected from the debit or credit card you entered at checkout. Your first payment will be collected when your order is confirmed by Motocross Hut LTD (t/a Motohut.co.uk) and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.
    To use Pay later in 3 you must be at least 18. Whilst this option is widely promoted, Pay later in 3 is subject to your financial circumstances. When choosing Pay later in 3, our assessment will not affect your credit rating.
    Klarna is unique and offers Pay later in 3 based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later in 3 by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for a Klarna payment method before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
    If you want to make a purchase with Klarna using Pay later in 3, you'll need to provide your mobile phone number, email address, current billing address and a debit or card card. The mobile number is required in case we need to reach you. All communications will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive your payment schedule and any updated order information.
    Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Motocross Hut LTD (t/a Motohut.co.uk) run credit searches against you that could impact your credit rating.
    Although Pay later in 3 is widely promoted it is not always universally available. The Pay later in 3 payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.
    Payment for your Pay later in 3 will automatically be collected from the debit or credit card you entered at checkout. The first payment is taken when the order is confirmed. The second and third instalments are collected 30 and 60 days, respectively, after the first instalment.
    As soon as Motocross Hut LTD (t/a Motohut.co.uk) have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due.
    Klarna will automatically attempt to collect your payment for your Pay later in 3 purchase at Motocross Hut LTD (t/a Motohut.co.uk) from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment.
    You can view all of your Klarna purchases and payment schedule simply by logging onto Klarna.com/uk.
    Payment information is processed securely by Klarna. No card details are transferred to or held by Motocross Hut LTD (t/a Motohut.co.uk). All transactions take place via connections secured with the latest industry standard security protocols.
    No, this is not currently possible for Pay later in 3 purchases.
    Klarna will notify you via email and push notification when a payment is due and when this has successfully be collected, or in the unlikely event of your payment failing. If a payment has been collected but you have not received payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com/uk.
    Once Motocross Hut LTD (t/a Motohut.co.uk) has received the return (partial or full) and you have received their confirmation of this, an updated statement with an adjusted payment schedule will be sent to you by Klarna if you've made a partial return. With a full return, we shall refund any payments collected and cancel any future scheduled payments.
    As soon as the store has registered your cancellation or your return, the refund will be processed within 5-7 business days.
    Refunds shall be issued back to the debit or credit card which was originally entered at checkout.
    You can log in at www.klarna.com/uk, where you will find all of your orders and payment schedule information.
    Visit Klarna’s Customer Service for a full list of FAQ’s, live chat and telephone options.
     

    "Slice It" Finance FAQ's

    Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
    > Spend a minimum of £280 and you can spread the cost of your order over monthly payments, ranging from 6 months up to 48 months. This is a great solution when you want to keep the monthly outgoings under control and the item you are purchasing has a longer lifecycle such as a motocross helmet.
    Shop the Motocross Hut LTD (t/a Motohut.co.uk) site as normal. Add the items you wish to purchase to your basket and proceed to the checkout. On the payment methods page you will see the 'Slice It' pay monthly option listed. Select this, and then press the 'Proceed to Finance Application' button. At this point, your order is saved, and you are passed to a screen that allows you to select your payment method and see a breakdown of the costs and payments involved. Once you are happy you have the terms that you are after, press on the 'Proceed to Application' button at the bottom of the screen. You will then be passed through to the Klarna system to complete your application.
    Yes, a minimum 10% deposit is required, but you may choose to pay up to 50% of your purchase as a deposit providing that the financed amount remains above £250.
    Monthly repayments will be taken via direct debit from your bank account. Klarna will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.
    The minimum lending amount in addition to the upfront deposit is £280 (For example, total purchase price of £350 with 20% deposit). The maximum loan amount is £25,000.
    The annual percentage rate (APR) is displayed clearly on the credit summary and throughout the credit application process. It is also shown clearly on the credit agreement itself. We offer APR's of 0%, or 9.9% depending on the value of the order, the length of term chosen, and any promotions running at the time of ordering.
    You must be over 18 years old and a permanent UK resident with 3 years address history. You must have a UK bank account capable of accepting direct debits.The goods must be delivered to your home address and the deposit must be paid using a credit or debit card.
    Online (Motocrosshut.co.uk) - Please select Finance as your preferred payment method and you will then be redirected to the Klarna Bank website to complete your finance application.

    Know someone that would benefit from these flexible payment options?
    Post to your Forum a link to this page & let them know:

    https://www.motohut.co.uk/car-accessories-finance